Vigilant
- Points
- +2
- Type
- Boon
- Official description
- You will never get robbed during the night.
On this page
How it works
Night burglaries never happen, so you never need insurance. That saves about 850 credits by day 48 on Mark Up, about 3,100 on Thin Margins and about 6,750 on Red Ink (an estimate, since premiums follow your estimated wealth), and removes the risk of a night you forget to insure.
On Thin Margins and Red Ink
Rating
Stops nightly burglary without buying insurance. It protects eligible stock, not inspections, vandalism or livestock health; machines are normally excluded from the theft pool anyway.
On Thin MarginsAn S-level priority for an unprotected shop holding valuable eligible stock: the insurance multiplier is 2. Keep the lower rating while cartel protection already blocks theft.
On Red InkAn S-level priority under the same stock and protection conditions, with insurance multiplied by 3. Total savings depend on actual insured nights and wealth.
Ratings by specialization
- Rating
- Stops nightly burglary without buying insurance. It protects eligible stock, not inspections, vandalism or livestock health; machines are normally excluded from the theft pool anyway.
- Rating
- Stops nightly burglary without buying insurance. It protects eligible stock, not inspections, vandalism or livestock health; machines are normally excluded from the theft pool anyway.
- Rating
- Stops nightly burglary without buying insurance. It protects eligible stock, not inspections, vandalism or livestock health; machines are normally excluded from the theft pool anyway.
- Rating
- Rock Bottom initially has no stock to lose. It becomes useful after valuable eligible goods accumulate, while cash and tools are usually more urgent opening needs.
- Rating
- Stops nightly burglary without buying insurance. It protects eligible stock, not inspections, vandalism or livestock health; machines are normally excluded from the theft pool anyway.
- Rating
- Stops nightly burglary without buying insurance. It protects eligible stock, not inspections, vandalism or livestock health; machines are normally excluded from the theft pool anyway.
- Rating
- Chemist starts with active cartel protection, which already skips nightly burglary. Choose this for protection after leaving that service, not as additional opening protection for the laboratory.
- Rating
- Stops nightly burglary without buying insurance. It protects eligible stock, not inspections, vandalism or livestock health; machines are normally excluded from the theft pool anyway.
- Rating
- Stops nightly burglary without buying insurance. It protects eligible stock, not inspections, vandalism or livestock health; machines are normally excluded from the theft pool anyway.
| Specialization | Rating |
|---|---|
| Apprentice | A Stops nightly burglary without buying insurance. It protects eligible stock, not inspections, vandalism or livestock health; machines are normally excluded from the theft pool anyway. |
| Water Merchant | A Stops nightly burglary without buying insurance. It protects eligible stock, not inspections, vandalism or livestock health; machines are normally excluded from the theft pool anyway. |
| Fence | A Stops nightly burglary without buying insurance. It protects eligible stock, not inspections, vandalism or livestock health; machines are normally excluded from the theft pool anyway. |
| Rock Bottom | B Rock Bottom initially has no stock to lose. It becomes useful after valuable eligible goods accumulate, while cash and tools are usually more urgent opening needs. |
| Hydroponic Farmer | A Stops nightly burglary without buying insurance. It protects eligible stock, not inspections, vandalism or livestock health; machines are normally excluded from the theft pool anyway. |
| Gunsmith | A Stops nightly burglary without buying insurance. It protects eligible stock, not inspections, vandalism or livestock health; machines are normally excluded from the theft pool anyway. |
| Chemist | B Chemist starts with active cartel protection, which already skips nightly burglary. Choose this for protection after leaving that service, not as additional opening protection for the laboratory. |
| Rat Wrangler | A Stops nightly burglary without buying insurance. It protects eligible stock, not inspections, vandalism or livestock health; machines are normally excluded from the theft pool anyway. |
| Aquafarmer | A Stops nightly burglary without buying insurance. It protects eligible stock, not inspections, vandalism or livestock health; machines are normally excluded from the theft pool anyway. |
Perks that work well with it
- On Wild's Bad Side
It removes the need to buy insurance, so the insurance surcharge no longer matters. The 10% network surcharge remains and must still be budgeted.
Numbers by difficulty
| Price Gouge | Mark Up | Thin Margins | Red Ink | |
|---|---|---|---|---|
| Insurance you no longer pay (nights 4–48, estimate) | 850 | 850 | 3,100 | 6,750 |